How Cresem Works.

A step-by-step look into how unstructured documents are transformed into a fully verified, institutional-grade credit case.

How Cresem Works
01

INGEST

Borrower documents are collected and organized into a persistent credit case.

02

STRUCTURE

Financial and business information is extracted into structured data.

03

VERIFY

Financial values are calculated deterministically and checked across source documents.

04

REVIEW

Credit teams receive an evidence-backed case for human review and decisioning.

Evidence Traceability

Every important number
should have a source.

Cresem does not hide the evidence behind the output. Every extracted data point is explicitly mapped back to the underlying financial document and cross-verified automatically.

Revenue
₹8.42 Cr
SourceGSTR-3B_FY25.pdf
PAGE 4
VerificationGST ↔ Bank
Review
EBITDA
₹1.31 Cr
SourceP&L_FY25.pdf
PAGE 2
VerificationP&L ↔ ITR
Matched
Institutional Review

The system prepares the case.
The credit team makes the decision.

Cresem is designed to support credit professionals, not replace institutional judgment. It structures the data and verifies the math, handing a clean, auditable file to your authorized personnel for final sign-off.

DOCUMENTS
CRESEM ANALYSIS
EVIDENCE & VERIFICATION
CREDIT OFFICER REVIEW
FINAL DECISION